Australian Terrier
11–15 year lifespan · small breed · 15–20 lbs
$38,500 – $52,500
Estimated 13-year lifetime cost of a Australian Terrier in California, excluding insurance
For your breed and state, self-insuring is likely more cost-effective than paying premiums.
How much does a Australian Terrier cost per year?
Annual cost breakdown for a Australian Terrier in California. Ranges reflect typical low-to-high spending.
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What health problems do Australian Terriers have?
Breed-specific conditions your Australian Terrier may face, ranked by expected cost impact.
Patellar Luxation
Legg-Calve-Perthes Disease
Diabetes Mellitus
Allergies / Atopic Dermatitis
Hypothyroidism
Risk tier: low. Total expected medical cost: $500 over the breed's lifetime.
Is pet insurance worth it for a Australian Terrier?
Over your dog's lifetime, you'll pay $4,500 in premiums. Expected uninsured medical costs: $0–$1,000.
Pets Best
- ✓ Hereditary and congenital conditions covered
- ✓ Bilateral condition coverage (both sides)
- ✓ Unlimited annual limit available
MetLife
- ✓ Hereditary and congenital conditions covered
- ✓ Bilateral condition coverage (both sides)
- ✓ Dental illness included
- ✓ Unlimited annual limit available
Trupanion
- ✓ Hereditary and congenital conditions covered
- ✓ Bilateral condition coverage (both sides)
- ✓ Unlimited annual limit available
- ✓ No orthopedic waiting period
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Frequently asked questions
How much does a Australian Terrier cost over its lifetime?
A Australian Terrier costs between $38,500 and $52,500 over its 11–15 year lifespan in California. The first year typically costs around $5,150 including supplies, training, and initial vet visits.
What are the most common Australian Terrier health problems?
The most common health issues for Australian Terriers include Patellar Luxation, Legg-Calve-Perthes Disease, Diabetes Mellitus, and Allergies / Atopic Dermatitis. Owners should budget for both preventive care and potential treatment costs.
Is pet insurance worth it for a Australian Terrier?
For your breed and state, self-insuring is likely more cost-effective than paying premiums. The Australian Terrier is a small breed with moderate health risks. Moderate health risks. Good value if specific breed conditions develop.
How much does Australian Terrier food cost per month?
Australian Terrier food costs typically range from $31 to $65 per month, with an average of $43. Costs vary based on food quality, brand, and your dog's specific dietary needs.
How much is Australian Terrier pet insurance per month?
Pet insurance for a Australian Terrier costs $19–$47 per month (average $31/mo). Premiums vary by your dog's age, location, chosen deductible, and reimbursement level.
Sources
Figures on this page are modeled estimates calibrated to published benchmarks (accessed 2026-07-21). Breed characteristics follow AKC breed standards. Full formula and inputs: our methodology.
Australian Terrier cost by state
Vet prices and insurance premiums vary widely by state. See the full Australian Terrier cost breakdown for where you live.