Cost Guide

How much does a vet visit cost?

Veterinary costs are the most unpredictable expense of dog ownership. Here's what routine care, emergencies, and common procedures actually cost, and how it varies by state.

Common procedure costs

National average costs. Your state may be 20–40% higher or lower. See the state table below.

Procedure Low Average High
Routine wellness exam $50 $75 $100
Vaccinations (annual) $75 $150 $250
Dental cleaning $300 $500 $800
Spay/neuter $200 $400 $600
Emergency visit $300 $800 $1,500
X-rays $150 $300 $500
ACL/CCL surgery $2,000 $4,000 $6,000
Cancer treatment $3,000 $8,000 $15,000
Hip replacement $4,000 $7,000 $12,000

Vet costs by state

Veterinary costs vary significantly by location. States are ranked from most expensive to least expensive based on our cost multiplier data.

Hawaii +35% vs avg
District of Columbia +30% vs avg
California +25% vs avg
New York +25% vs avg
Massachusetts +22% vs avg
New Jersey +18% vs avg
Alaska +15% vs avg
Connecticut +15% vs avg
Maryland +12% vs avg
Washington +12% vs avg
Colorado +10% vs avg
Oregon +10% vs avg
Rhode Island +10% vs avg
Florida +5% vs avg
Illinois +5% vs avg
Nevada +5% vs avg
New Hampshire +5% vs avg
Pennsylvania +5% vs avg
Virginia +5% vs avg
Delaware +2% vs avg

Showing top 20 states. Use our calculator for state-specific estimates for your breed.

How to budget for vet costs

Routine care: Budget $500–$1,000/year for wellness exams, vaccinations, flea/tick prevention, and heartworm testing. This is predictable and non-negotiable for responsible ownership.

Emergency fund or insurance: The average dog owner will face at least one emergency costing $1,500+ over their dog's lifetime. Either maintain a $3,000–$5,000 emergency fund or carry accident & illness insurance, ideally both for large/giant breeds.

Senior years: Expect vet costs to increase 30–50% after age 8. More frequent bloodwork, joint supplements, dental work, and age-related conditions all add up.

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