Border Collie
12–15 year lifespan · medium breed · 30–55 lbs
$46,500 – $63,000
Estimated 13-year lifetime cost of a Border Collie in California, excluding insurance
For your breed and state, self-insuring is likely more cost-effective than paying premiums.
How much does a Border Collie cost per year?
Annual cost breakdown for a Border Collie in California. Ranges reflect typical low-to-high spending.
Get your free cost report
Enter your email and we'll send a personalized breakdown of costs for your border collie.
What health problems do Border Collies have?
Breed-specific conditions your Border Collie may face, ranked by expected cost impact.
Hip Dysplasia
Idiopathic Epilepsy
Progressive Retinal Atrophy (PRA)
Hypothyroidism
Allergies / Atopic Dermatitis
Risk tier: low. Total expected medical cost: $500 over the breed's lifetime.
Is pet insurance worth it for a Border Collie?
Over your dog's lifetime, you'll pay $6,000 in premiums. Expected uninsured medical costs: $0–$1,500.
Pets Best
- ✓ Hereditary and congenital conditions covered
- ✓ Bilateral condition coverage (both sides)
- ✓ Unlimited annual limit available
Trupanion
- ✓ Hereditary and congenital conditions covered
- ✓ Bilateral condition coverage (both sides)
- ✓ Unlimited annual limit available
- ✓ No orthopedic waiting period
MetLife
- ✓ Hereditary and congenital conditions covered
- ✓ Bilateral condition coverage (both sides)
- ✓ Dental illness included
- ✓ Unlimited annual limit available
Share your Border Collie costs
Frequently asked questions
How much does a Border Collie cost over its lifetime?
A Border Collie costs between $46,500 and $63,000 over its 12–15 year lifespan in California. The first year typically costs around $6,300 including supplies, training, and initial vet visits.
What are the most common Border Collie health problems?
The most common health issues for Border Collies include Hip Dysplasia, Idiopathic Epilepsy, Progressive Retinal Atrophy (PRA), and Hypothyroidism. Owners should budget for both preventive care and potential treatment costs.
Is pet insurance worth it for a Border Collie?
For your breed and state, self-insuring is likely more cost-effective than paying premiums. The Border Collie is a medium breed with moderate health risks. Balanced risk profile. Insurance provides security against expensive breed-specific conditions.
How much does Border Collie food cost per month?
Border Collie food costs typically range from $49 to $107 per month, with an average of $77. Costs vary based on food quality, brand, and your dog's specific dietary needs.
How much is Border Collie pet insurance per month?
Pet insurance for a Border Collie costs $29–$68 per month (average $42/mo). Premiums vary by your dog's age, location, chosen deductible, and reimbursement level.
Sources
Figures on this page are modeled estimates calibrated to published benchmarks (accessed 2026-07-21). Breed characteristics follow AKC breed standards. Full formula and inputs: our methodology.
Border Collie cost by state
Vet prices and insurance premiums vary widely by state. See the full Border Collie cost breakdown for where you live.