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Field Spaniel

12–13 year lifespan · medium breed · 35–50 lbs

$43,000 – $58,500

Estimated 12-year lifetime cost of a Field Spaniel in California, excluding insurance

$6,300 First year
$3,950 Each year after
$1,000 Expected medical

For your breed and state, self-insuring is likely more cost-effective than paying premiums.

How much does a Field Spaniel cost per year?

Annual cost breakdown for a Field Spaniel in California. Ranges reflect typical low-to-high spending.

Food $1,050–$1,400
Routine Vet Care $700–$950
Preventatives $350–$450
Illness & Emergency Reserve $400–$550
Grooming $400–$550
Supplies & Gear $400–$550
$3,950
per year
Food$1,25032%
Routine Vet Care$85022%
Preventatives$40010%
Illness & Emergency Reserve$45011%
Grooming$50013%
Supplies & Gear$50013%

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What health problems do Field Spaniels have?

Breed-specific conditions your Field Spaniel may face, ranked by expected cost impact.

Hip Dysplasia

●●○○ moderate Age 2–6
Probability 14%
Treatment range $50–$9,450

Chronic Ear Infections (Chronic Otitis)

●○○○ mild Age 1–5
Probability 12%
Treatment range $50–$9,450

Cataracts

●●○○ moderate Age 5–10
Probability 5%
Treatment range $50–$6,750

Hypothyroidism

●○○○ mild Age 3–7
Probability 8%
Treatment range $0–$200

Progressive Retinal Atrophy (PRA)

●●○○ moderate Age 3–8
Probability 6%
Treatment range $50–$250

Risk tier: low. Total expected medical cost: $1,000 over the breed's lifetime.

Is pet insurance worth it for a Field Spaniel?

Over your dog's lifetime, you'll pay $9,500 in premiums. Expected uninsured medical costs: $0–$3,000.

Self-insure may be betterMetLife · 12-year projection
Best value

MetLife

Monthly premium $65/mo
Annual premium $800/yr
Deductible $250
Reimbursement 100%
  • Hereditary and congenital conditions covered
  • Bilateral condition coverage (both sides)
  • Dental illness included
  • Unlimited annual limit available

Get a quote from MetLife

Healthy Paws

Monthly premium $45/mo
Annual premium $550/yr
Deductible $500
Reimbursement 90%
  • Hereditary and congenital conditions covered
  • Bilateral condition coverage (both sides)
  • Unlimited annual limit available

Get a quote from Healthy Paws

Lemonade

Monthly premium $40/mo
Annual premium $500/yr
Deductible $250
Reimbursement 90%
  • Hereditary and congenital conditions covered
  • Bilateral condition coverage (both sides)
  • Unlimited annual limit available

Get a quote from Lemonade

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Frequently asked questions

How much does a Field Spaniel cost over its lifetime?

A Field Spaniel costs between $43,000 and $58,500 over its 12–13 year lifespan in California. The first year typically costs around $6,300 including supplies, training, and initial vet visits.

What are the most common Field Spaniel health problems?

The most common health issues for Field Spaniels include Hip Dysplasia, Chronic Ear Infections (Chronic Otitis), Cataracts, and Hypothyroidism. Owners should budget for both preventive care and potential treatment costs.

Is pet insurance worth it for a Field Spaniel?

For your breed and state, self-insuring is likely more cost-effective than paying premiums. The Field Spaniel is a medium breed with moderate health risks. Balanced risk profile. Insurance provides security against expensive breed-specific conditions.

How much does Field Spaniel food cost per month?

Field Spaniel food costs typically range from $49 to $99 per month, with an average of $66. Costs vary based on food quality, brand, and your dog's specific dietary needs.

How much is Field Spaniel pet insurance per month?

Pet insurance for a Field Spaniel costs $29–$62 per month (average $47/mo). Premiums vary by your dog's age, location, chosen deductible, and reimbursement level.

Sources

Figures on this page are modeled estimates calibrated to published benchmarks (accessed 2026-07-21). Breed characteristics follow AKC breed standards. Full formula and inputs: our methodology.