sporting

Irish Red and White Setter

11–15 year lifespan · large breed · 50–75 lbs

$48,000 – $65,500

Estimated 13-year lifetime cost of a Irish Red and White Setter in California, excluding insurance

$6,800 First year
$4,000 Each year after
$500 Expected medical

For your breed and state, self-insuring is likely more cost-effective than paying premiums.

How much does a Irish Red and White Setter cost per year?

Annual cost breakdown for a Irish Red and White Setter in California. Ranges reflect typical low-to-high spending.

Food $1,200–$1,600
Routine Vet Care $750–$1,050
Preventatives $400–$550
Illness & Emergency Reserve $150–$200
Grooming $400–$550
Supplies & Gear $500–$650
$4,000
per year
Food$1,40035%
Routine Vet Care$90023%
Preventatives$45011%
Illness & Emergency Reserve$2005%
Grooming$50013%
Supplies & Gear$55014%

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What health problems do Irish Red and White Setters have?

Breed-specific conditions your Irish Red and White Setter may face, ranked by expected cost impact.

Hip Dysplasia

●●○○ moderate Age 2–5
Probability 10%
Treatment range $50–$9,450

Progressive Retinal Atrophy (PRA)

●●●○ severe Age 3–8
Probability 6%
Treatment range $50–$250

Hypothyroidism

●○○○ mild Age 3–8
Probability 6%
Treatment range $0–$200

Idiopathic Epilepsy

●●○○ moderate Age 1–5
Probability 4%
Treatment range $0–$350

Risk tier: low. Total expected medical cost: $500 over the breed's lifetime.

Is pet insurance worth it for a Irish Red and White Setter?

Over your dog's lifetime, you'll pay $8,500 in premiums. Expected uninsured medical costs: $0–$1,000.

Self-insure may be betterPets Best · 13-year projection
Best value

Pets Best

Monthly premium $55/mo
Annual premium $650/yr
Deductible $200
Reimbursement 90%
  • Hereditary and congenital conditions covered
  • Bilateral condition coverage (both sides)
  • Unlimited annual limit available

Get a quote from Pets Best

MetLife

Monthly premium $85/mo
Annual premium $1,000/yr
Deductible $250
Reimbursement 100%
  • Hereditary and congenital conditions covered
  • Bilateral condition coverage (both sides)
  • Dental illness included
  • Unlimited annual limit available

Get a quote from MetLife

Trupanion

Monthly premium $80/mo
Annual premium $950/yr
Deductible $200
Reimbursement 90%
  • Hereditary and congenital conditions covered
  • Bilateral condition coverage (both sides)
  • Unlimited annual limit available
  • No orthopedic waiting period

Get a quote from Trupanion

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Frequently asked questions

How much does a Irish Red and White Setter cost over its lifetime?

A Irish Red and White Setter costs between $48,000 and $65,500 over its 11–15 year lifespan in California. The first year typically costs around $6,800 including supplies, training, and initial vet visits.

What are the most common Irish Red and White Setter health problems?

The most common health issues for Irish Red and White Setters include Hip Dysplasia, Progressive Retinal Atrophy (PRA), Hypothyroidism, and Idiopathic Epilepsy. Owners should budget for both preventive care and potential treatment costs.

Is pet insurance worth it for a Irish Red and White Setter?

For your breed and state, self-insuring is likely more cost-effective than paying premiums. The Irish Red and White Setter is a large breed with moderate health risks. Moderate orthopedic and eye risks. Insurance provides good value for sporting breed.

How much does Irish Red and White Setter food cost per month?

Irish Red and White Setter food costs typically range from $60 to $115 per month, with an average of $85. Costs vary based on food quality, brand, and your dog's specific dietary needs.

How much is Irish Red and White Setter pet insurance per month?

Pet insurance for a Irish Red and White Setter costs $35–$65 per month (average $48/mo). Premiums vary by your dog's age, location, chosen deductible, and reimbursement level.

Sources

Figures on this page are modeled estimates calibrated to published benchmarks (accessed 2026-07-21). Breed characteristics follow AKC breed standards. Full formula and inputs: our methodology.