herding

Mudi

12–14 year lifespan · medium breed · 18–29 lbs

$28,812 – $71,149

13-year lifetime cost of a Mudi in California

$4,147 First year
$3,081 Each year after
$386 Expected medical

For your breed and state, self-insuring is likely more cost-effective than paying premiums.

How much does a Mudi cost per year?

Annual cost breakdown for a Mudi in California. Ranges reflect typical low-to-high spending.

Food $564–$1,212
Routine Vet Care $385–$781
Grooming $104–$351
Supplies & Gear $117–$354
Boarding & Pet Sitting $362–$738
Pet Insurance $411–$878
$3,081
per year
Food$85228%
Routine Vet Care$56418%
Grooming$2287%
Supplies & Gear$2368%
Boarding & Pet Sitting$55018%
Pet Insurance$65121%

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What health problems do Mudis have?

Breed-specific conditions your Mudi may face, ranked by expected cost impact.

Hip Dysplasia

●●○○ moderate Age 2–6
Probability 8%
Treatment range $54–$9,450

Cataracts

●●○○ moderate Age 4–9
Probability 4%
Treatment range $41–$6,750

Patellar Luxation

●●○○ moderate Age 2–6
Probability 7%
Treatment range $0–$5,400

Idiopathic Epilepsy

●●●○ severe Age 1–5
Probability 5%
Treatment range $20–$338

Risk tier: low. Total expected medical cost: $386 over the breed's lifetime.

Is pet insurance worth it for a Mudi?

Over your dog's lifetime, you'll pay $6,396 in premiums. Expected uninsured medical costs: $7–$1,421.

Self-insure may be betterLemonade · 13-year projection
Best value

Lemonade

Monthly premium $41/mo
Annual premium $492/yr
Deductible $250
Reimbursement 90%
  • Hereditary and congenital conditions covered
  • Bilateral condition coverage (both sides)
  • Unlimited annual limit available

Get a quote from Lemonade

Pets Best

Monthly premium $40/mo
Annual premium $480/yr
Deductible $200
Reimbursement 90%
  • Hereditary and congenital conditions covered
  • Bilateral condition coverage (both sides)
  • Unlimited annual limit available

Get a quote from Pets Best

Trupanion

Monthly premium $57/mo
Annual premium $684/yr
Deductible $200
Reimbursement 90%
  • Hereditary and congenital conditions covered
  • Bilateral condition coverage (both sides)
  • Unlimited annual limit available
  • No orthopedic waiting period

Get a quote from Trupanion

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Frequently asked questions

How much does a Mudi cost over its lifetime?

A Mudi costs between $28,812 and $71,149 over its 12–14 year lifespan in California. The first year typically costs around $4,147 including supplies, training, and initial vet visits.

What are the most common Mudi health problems?

The most common health issues for Mudis include Hip Dysplasia, Cataracts, Patellar Luxation, and Idiopathic Epilepsy. Owners should budget for both preventive care and potential treatment costs.

Is pet insurance worth it for a Mudi?

For your breed and state, self-insuring is likely more cost-effective than paying premiums. The Mudi is a medium breed with moderate health risks. Balanced risk profile. Insurance provides security against expensive breed-specific conditions.

How much does Mudi food cost per month?

Mudi food costs typically range from $47 to $101 per month, with an average of $71. Costs vary based on food quality, brand, and your dog's specific dietary needs.

How much is Mudi pet insurance per month?

Pet insurance for a Mudi costs $29–$62 per month (average $46/mo). Premiums vary by your dog's age, location, chosen deductible, and reimbursement level.