Yorkshire Terrier
11–15 year lifespan · toy breed · 4–7 lbs
$37,500 – $51,000
Estimated 13-year lifetime cost of a Yorkshire Terrier in California, excluding insurance
For your breed and state, self-insuring is likely more cost-effective than paying premiums.
How much does a Yorkshire Terrier cost per year?
Annual cost breakdown for a Yorkshire Terrier in California. Ranges reflect typical low-to-high spending.
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What health problems do Yorkshire Terriers have?
Breed-specific conditions your Yorkshire Terrier may face, ranked by expected cost impact.
Patellar Luxation
Periodontal Disease
Cataracts
Pancreatitis
Hypothyroidism
Risk tier: low. Total expected medical cost: $500 over the breed's lifetime.
Is pet insurance worth it for a Yorkshire Terrier?
Over your dog's lifetime, you'll pay $4,500 in premiums. Expected uninsured medical costs: $0–$2,500.
Pets Best
- ✓ Hereditary and congenital conditions covered
- ✓ Bilateral condition coverage (both sides)
- ✓ Unlimited annual limit available
MetLife
- ✓ Hereditary and congenital conditions covered
- ✓ Bilateral condition coverage (both sides)
- ✓ Dental illness included
- ✓ Unlimited annual limit available
Trupanion
- ✓ Hereditary and congenital conditions covered
- ✓ Bilateral condition coverage (both sides)
- ✓ Unlimited annual limit available
- ✓ No orthopedic waiting period
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Frequently asked questions
How much does a Yorkshire Terrier cost over its lifetime?
A Yorkshire Terrier costs between $37,500 and $51,000 over its 11–15 year lifespan in California. The first year typically costs around $4,800 including supplies, training, and initial vet visits.
What are the most common Yorkshire Terrier health problems?
The most common health issues for Yorkshire Terriers include Patellar Luxation, Periodontal Disease, Cataracts, and Pancreatitis. Owners should budget for both preventive care and potential treatment costs.
Is pet insurance worth it for a Yorkshire Terrier?
For your breed and state, self-insuring is likely more cost-effective than paying premiums. The Yorkshire Terrier is a toy breed with moderate health risks. Patellar luxation surgery and dental costs add up. Lower premiums due to small size make insurance good value.
How much does Yorkshire Terrier food cost per month?
Yorkshire Terrier food costs typically range from $25 to $55 per month, with an average of $38. Costs vary based on food quality, brand, and your dog's specific dietary needs.
How much is Yorkshire Terrier pet insurance per month?
Pet insurance for a Yorkshire Terrier costs $20–$50 per month (average $33/mo). Premiums vary by your dog's age, location, chosen deductible, and reimbursement level.
Sources
Figures on this page are modeled estimates calibrated to published benchmarks (accessed 2026-07-21). Breed characteristics follow AKC breed standards. Full formula and inputs: our methodology.
Yorkshire Terrier cost by state
Vet prices and insurance premiums vary widely by state. See the full Yorkshire Terrier cost breakdown for where you live.