Healthy Paws Pet Insurance
Founded in 2009. Available in 50 states. BBB rating: A+.
Pricing by dog size
Monthly premium ranges for typical dogs. Actual pricing varies by breed, age, and ZIP code.
Small dogs
< 25 lbs
$22–$38/mo
Young dog
$38–$70/mo
Senior
Medium dogs
25–60 lbs
$28–$50/mo
Young dog
Large dogs
> 60 lbs
$38–$72/mo
Young dog
$58–$118/mo
Senior
Brachycephalic breeds
Bulldogs, Pugs, French Bulldogs, etc.
$42–$85/mo
Plan options
Coverage details
What Healthy Paws covers, and what costs extra or isn't included.
Waiting periods
Enrollment requirements
Pros and cons
Strengths
- ✓ Unlimited lifetime benefits
- ✓ No annual or per-incident caps
- ✓ Strong hereditary coverage
- ✓ Established reputation
Weaknesses
- ✗ Age limit of 14 for enrollment
- ✗ No dental or behavioral
- ✗ Longer waiting periods
- ✗ No exam fee coverage
Best for
- → owners wanting unlimited coverage
- → cancer-prone breeds
- → simplicity seekers
Less ideal for
- → owners of dogs over 14
- → those wanting dental or behavioral coverage
- → budget buyers
Frequently asked questions
How much does Healthy Paws cost?
Healthy Paws premiums start at $22/month for small young dogs and range up to $118/month for large senior dogs. Actual pricing depends on breed, age, and location.
Does Healthy Paws cover hereditary conditions?
Yes, Healthy Paws covers hereditary and breed-specific conditions.
What is Healthy Paws's waiting period?
Healthy Paws has a 15-day accident waiting period and 15-day illness waiting period. Orthopedic conditions have a 12-month wait.
Is there an age limit for Healthy Paws?
Yes, Healthy Paws only enrolls dogs up to 14 years old.
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Last verified: 2026-05-12