Lemonade Pet Insurance
Founded in 2015. Available in 50 states. BBB rating: A.
Pricing by dog size
Monthly premium ranges for typical dogs. Actual pricing varies by breed, age, and ZIP code.
Small dogs
< 25 lbs
$20–$35/mo
Young dog
$35–$65/mo
Senior
Medium dogs
25–60 lbs
$25–$45/mo
Young dog
Large dogs
> 60 lbs
$35–$65/mo
Young dog
$55–$110/mo
Senior
Brachycephalic breeds
Bulldogs, Pugs, French Bulldogs, etc.
$40–$80/mo
Plan options
Coverage details
What Lemonade covers, and what costs extra or isn't included.
Waiting periods
Enrollment requirements
Pros and cons
Strengths
- ✓ Fast digital claims process
- ✓ No upper age limit
- ✓ Transparent pricing
- ✓ B Corp certified
Weaknesses
- ✗ Add-ons required for full coverage
- ✗ Newer company
- ✗ Limited phone support
Best for
- → tech-savvy owners
- → multi-pet households
- → budget-conscious buyers
Less ideal for
- → owners wanting no add-on costs
- → senior dog owners in high-cost states
Frequently asked questions
How much does Lemonade cost?
Lemonade premiums start at $20/month for small young dogs and range up to $110/month for large senior dogs. Actual pricing depends on breed, age, and location.
Does Lemonade cover hereditary conditions?
Yes, Lemonade covers hereditary and breed-specific conditions.
What is Lemonade's waiting period?
Lemonade has a 2-day accident waiting period and 14-day illness waiting period. Orthopedic conditions have a 6-month wait.
Is there an age limit for Lemonade?
No, Lemonade has no upper age limit for enrollment.
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Last verified: 2026-05-12