Insurance Review

ManyPets Pet Insurance

Founded in 2017. Available in 49 states. BBB rating: A-. AM Best: A-.

4.2/5 Our rating
7d Avg claim time
$100 Min deductible
Unlimited Max annual limit

Pricing by dog size

Monthly premium ranges for typical dogs. Actual pricing varies by breed, age, and ZIP code.

Small dogs

< 25 lbs

$20–$42/mo

Young dog

$35–$62/mo

Senior

Medium dogs

25–60 lbs

$28–$55/mo

Young dog

Large dogs

> 60 lbs

$35–$72/mo

Young dog

$52–$105/mo

Senior

Brachycephalic breeds

Bulldogs, Pugs, French Bulldogs, etc.

$42–$85/mo

Plan options

Deductibles $100, $250, $500
Reimbursement rates 70%, 80%, 90%
Annual limits $5000, $10000, $15000, Unlimited
Available discounts
10% off Multi Pet

Coverage details

What ManyPets covers, and what costs extra or isn't included.

Hereditary ✓ Included
Congenital ✓ Included
Bilateral ✓ Included
Dental ✗ Not covered
Behavioral ✓ Included
Prescription ✓ Included
Alternative Therapies ✓ Included
Exam Fees ✗ Not covered

Waiting periods

Accidents 2 days
Illness 14 days
Orthopedic 6 months
Cruciate 6 months

Enrollment requirements

Minimum age 8 weeks
Maximum age No limit

Pros and cons

Strengths

  • ✓ Competitive pricing among lowest in market
  • ✓ No annual or lifetime limits on top plan
  • ✓ 2-day accident waiting period
  • ✓ Behavioral coverage included
  • ✓ Simple straightforward plans

Weaknesses

  • ✗ Not available in Alaska
  • ✗ No dental coverage
  • ✗ No exam fee coverage
  • ✗ 6-month orthopedic wait
  • ✗ Relatively newer brand in US market

Best for

  • → budget-conscious pet owners
  • → those wanting unlimited coverage options
  • → owners preferring short accident waits

Less ideal for

  • → Alaska residents
  • → those needing dental coverage
  • → owners wanting exam fee coverage

Frequently asked questions

How much does ManyPets cost?

ManyPets premiums start at $20/month for small young dogs and range up to $105/month for large senior dogs. Actual pricing depends on breed, age, and location.

Does ManyPets cover hereditary conditions?

Yes, ManyPets covers hereditary and breed-specific conditions.

What is ManyPets's waiting period?

ManyPets has a 2-day accident waiting period and 14-day illness waiting period. Orthopedic conditions have a 6-month wait.

Is there an age limit for ManyPets?

No, ManyPets has no upper age limit for enrollment.

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Last verified: 2026-05-16