Paw Protect Pet Insurance
Founded in 2022. Available in 44 states.
Pricing by dog size
Monthly premium ranges for typical dogs. Actual pricing varies by breed, age, and ZIP code.
Small dogs
< 25 lbs
$22–$42/mo
Young dog
$35–$65/mo
Senior
Medium dogs
25–60 lbs
$30–$55/mo
Young dog
Large dogs
> 60 lbs
$38–$72/mo
Young dog
$55–$110/mo
Senior
Brachycephalic breeds
Bulldogs, Pugs, French Bulldogs, etc.
$45–$85/mo
Plan options
Coverage details
What Paw Protect covers, and what costs extra or isn't included.
Waiting periods
Enrollment requirements
Pros and cons
Strengths
- ✓ Instant claim payments via prepaid Visa debit card
- ✓ No waiting period for accidents
- ✓ No orthopedic waiting period
- ✓ Competitive pricing
- ✓ Simple modern enrollment process
Weaknesses
- ✗ Only available in 44 states
- ✗ No dental coverage
- ✗ No alternative therapy coverage
- ✗ Higher minimum deductible ($250)
- ✗ Very new company with limited track record
Best for
- → owners wanting instant claim payments
- → those wanting no accident waiting period
- → tech-forward pet owners
Less ideal for
- → residents of excluded states
- → those needing dental or alternative therapy
- → owners wanting low deductible options
Frequently asked questions
How much does Paw Protect cost?
Paw Protect premiums start at $22/month for small young dogs and range up to $110/month for large senior dogs. Actual pricing depends on breed, age, and location.
Does Paw Protect cover hereditary conditions?
Yes, Paw Protect covers hereditary and breed-specific conditions.
What is Paw Protect's waiting period?
Paw Protect has a 0-day accident waiting period and 14-day illness waiting period. Orthopedic conditions have a 0-month wait.
Is there an age limit for Paw Protect?
No, Paw Protect has no upper age limit for enrollment.
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Last verified: 2026-05-16