Pets Best Pet Insurance
Founded in 2005. Available in 50 states. BBB rating: A+.
Pricing by dog size
Monthly premium ranges for typical dogs. Actual pricing varies by breed, age, and ZIP code.
Small dogs
< 25 lbs
$18–$32/mo
Young dog
$32–$60/mo
Senior
Medium dogs
25–60 lbs
$24–$44/mo
Young dog
Large dogs
> 60 lbs
$32–$62/mo
Young dog
$50–$100/mo
Senior
Brachycephalic breeds
Bulldogs, Pugs, French Bulldogs, etc.
$36–$72/mo
Plan options
Coverage details
What Pets Best covers, and what costs extra or isn't included.
Waiting periods
Enrollment requirements
Pros and cons
Strengths
- ✓ Competitive pricing
- ✓ No upper age limit
- ✓ Fast 3-day accident wait
- ✓ Unlimited annual limit available
Weaknesses
- ✗ No dental illness coverage
- ✗ 12-month cruciate wait
- ✗ Lower commission (affects recommendation bias awareness)
Best for
- → budget-conscious buyers
- → no age limit needed
- → senior dog enrollments
Less ideal for
- → those wanting dental coverage
- → owners wanting fastest claims
Frequently asked questions
How much does Pets Best cost?
Pets Best premiums start at $18/month for small young dogs and range up to $100/month for large senior dogs. Actual pricing depends on breed, age, and location.
Does Pets Best cover hereditary conditions?
Yes, Pets Best covers hereditary and breed-specific conditions.
What is Pets Best's waiting period?
Pets Best has a 3-day accident waiting period and 14-day illness waiting period. Orthopedic conditions have a 6-month wait.
Is there an age limit for Pets Best?
No, Pets Best has no upper age limit for enrollment.
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Last verified: 2026-05-12