non sporting

Coton de Tulear

15–19 year lifespan · small breed · 8–15 lbs

$47,000 – $63,500

Estimated 16-year lifetime cost of a Coton de Tulear in California, excluding insurance

$5,150 First year
$3,300 Each year after
$500 Expected medical

For your breed and state, self-insuring is likely more cost-effective than paying premiums.

How much does a Coton de Tulear cost per year?

Annual cost breakdown for a Coton de Tulear in California. Ranges reflect typical low-to-high spending.

Food $800–$1,050
Routine Vet Care $650–$850
Preventatives $250–$350
Illness & Emergency Reserve $350–$500
Grooming $400–$550
Supplies & Gear $300–$400
$3,300
per year
Food$95029%
Routine Vet Care$75023%
Preventatives$3009%
Illness & Emergency Reserve$45014%
Grooming$50015%
Supplies & Gear$35011%

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What health problems do Coton de Tulears have?

Breed-specific conditions your Coton de Tulear may face, ranked by expected cost impact.

Hip Dysplasia

●●○○ moderate Age 2–6
Probability 6%
Treatment range $50–$9,450

Patellar Luxation

●●○○ moderate Age 2–6
Probability 10%
Treatment range $0–$5,400

Periodontal Disease

●○○○ mild Age 2–8
Probability 12%
Treatment range $0–$1,100

Progressive Retinal Atrophy (PRA)

●●●○ severe Age 3–8
Probability 7%
Treatment range $50–$250

Risk tier: low. Total expected medical cost: $500 over the breed's lifetime.

Is pet insurance worth it for a Coton de Tulear?

Over your dog's lifetime, you'll pay $6,000 in premiums. Expected uninsured medical costs: $0–$1,500.

Self-insure may be betterPets Best · 16-year projection
Best value

Pets Best

Monthly premium $30/mo
Annual premium $350/yr
Deductible $200
Reimbursement 90%
  • Hereditary and congenital conditions covered
  • Bilateral condition coverage (both sides)
  • Unlimited annual limit available

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MetLife

Monthly premium $45/mo
Annual premium $550/yr
Deductible $250
Reimbursement 100%
  • Hereditary and congenital conditions covered
  • Bilateral condition coverage (both sides)
  • Dental illness included
  • Unlimited annual limit available

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Trupanion

Monthly premium $45/mo
Annual premium $550/yr
Deductible $200
Reimbursement 90%
  • Hereditary and congenital conditions covered
  • Bilateral condition coverage (both sides)
  • Unlimited annual limit available
  • No orthopedic waiting period

Get a quote from Trupanion

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Frequently asked questions

How much does a Coton de Tulear cost over its lifetime?

A Coton de Tulear costs between $47,000 and $63,500 over its 15–19 year lifespan in California. The first year typically costs around $5,150 including supplies, training, and initial vet visits.

What are the most common Coton de Tulear health problems?

The most common health issues for Coton de Tulears include Hip Dysplasia, Patellar Luxation, Periodontal Disease, and Progressive Retinal Atrophy (PRA). Owners should budget for both preventive care and potential treatment costs.

Is pet insurance worth it for a Coton de Tulear?

For your breed and state, self-insuring is likely more cost-effective than paying premiums. The Coton de Tulear is a small breed with moderate health risks. Moderate health risks. Good value if specific breed conditions develop.

How much does Coton de Tulear food cost per month?

Coton de Tulear food costs typically range from $30 to $66 per month, with an average of $42. Costs vary based on food quality, brand, and your dog's specific dietary needs.

How much is Coton de Tulear pet insurance per month?

Pet insurance for a Coton de Tulear costs $19–$46 per month (average $33/mo). Premiums vary by your dog's age, location, chosen deductible, and reimbursement level.

Sources

Figures on this page are modeled estimates calibrated to published benchmarks (accessed 2026-07-21). Breed characteristics follow AKC breed standards. Full formula and inputs: our methodology.