English Setter
12–14 year lifespan · large breed · 45–80 lbs
$48,000 – $65,500
Estimated 13-year lifetime cost of a English Setter in California, excluding insurance
For your breed and state, self-insuring is likely more cost-effective than paying premiums.
How much does a English Setter cost per year?
Annual cost breakdown for a English Setter in California. Ranges reflect typical low-to-high spending.
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What health problems do English Setters have?
Breed-specific conditions your English Setter may face, ranked by expected cost impact.
Hip Dysplasia
Elbow Dysplasia
Hypothyroidism
Allergies / Atopic Dermatitis
Risk tier: low. Total expected medical cost: $500 over the breed's lifetime.
Is pet insurance worth it for a English Setter?
Over your dog's lifetime, you'll pay $8,500 in premiums. Expected uninsured medical costs: $0–$1,500.
Pets Best
- ✓ Hereditary and congenital conditions covered
- ✓ Bilateral condition coverage (both sides)
- ✓ Unlimited annual limit available
MetLife
- ✓ Hereditary and congenital conditions covered
- ✓ Bilateral condition coverage (both sides)
- ✓ Dental illness included
- ✓ Unlimited annual limit available
Trupanion
- ✓ Hereditary and congenital conditions covered
- ✓ Bilateral condition coverage (both sides)
- ✓ Unlimited annual limit available
- ✓ No orthopedic waiting period
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Frequently asked questions
How much does a English Setter cost over its lifetime?
A English Setter costs between $48,000 and $65,500 over its 12–14 year lifespan in California. The first year typically costs around $6,800 including supplies, training, and initial vet visits.
What are the most common English Setter health problems?
The most common health issues for English Setters include Hip Dysplasia, Elbow Dysplasia, Hypothyroidism, and Allergies / Atopic Dermatitis. Owners should budget for both preventive care and potential treatment costs.
Is pet insurance worth it for a English Setter?
For your breed and state, self-insuring is likely more cost-effective than paying premiums. The English Setter is a large breed with moderate health risks. Joint issues and allergies are common. Insurance provides good value for ongoing orthopedic care.
How much does English Setter food cost per month?
English Setter food costs typically range from $55 to $110 per month, with an average of $78. Costs vary based on food quality, brand, and your dog's specific dietary needs.
How much is English Setter pet insurance per month?
Pet insurance for a English Setter costs $33–$62 per month (average $46/mo). Premiums vary by your dog's age, location, chosen deductible, and reimbursement level.
Sources
Figures on this page are modeled estimates calibrated to published benchmarks (accessed 2026-07-21). Breed characteristics follow AKC breed standards. Full formula and inputs: our methodology.
English Setter cost by state
Vet prices and insurance premiums vary widely by state. See the full English Setter cost breakdown for where you live.