foundation stock

Teddy Roosevelt Terrier

14–16 year lifespan · small breed · 8–25 lbs

$38,500 – $51,000

Estimated 15-year lifetime cost of a Teddy Roosevelt Terrier in California, excluding insurance

$4,550 First year
$2,750 Each year after
$500 Expected medical

For your breed and state, self-insuring is likely more cost-effective than paying premiums.

How much does a Teddy Roosevelt Terrier cost per year?

Annual cost breakdown for a Teddy Roosevelt Terrier in California. Ranges reflect typical low-to-high spending.

Food $800–$1,050
Routine Vet Care $650–$850
Preventatives $250–$350
Illness & Emergency Reserve $150–$150
Grooming $250–$300
Supplies & Gear $300–$400
$2,750
per year
Food$95035%
Routine Vet Care$75027%
Preventatives$30011%
Illness & Emergency Reserve$1505%
Grooming$2509%
Supplies & Gear$35013%

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What health problems do Teddy Roosevelt Terriers have?

Breed-specific conditions your Teddy Roosevelt Terrier may face, ranked by expected cost impact.

Patellar Luxation

●●○○ moderate Age 2–6
Probability 12%
Treatment range $0–$5,400

Legg-Calve-Perthes Disease

●●○○ moderate Age 0.5–1.5
Probability 7%
Treatment range $50–$5,400

Periodontal Disease

●○○○ mild Age 2–8
Probability 10%
Treatment range $0–$1,100

Allergies / Atopic Dermatitis

●○○○ mild Age 1–5
Probability 8%
Treatment range $50–$700

Risk tier: low. Total expected medical cost: $500 over the breed's lifetime.

Is pet insurance worth it for a Teddy Roosevelt Terrier?

Over your dog's lifetime, you'll pay $5,500 in premiums. Expected uninsured medical costs: $0–$1,000.

Self-insure may be betterPets Best · 15-year projection
Best value

Pets Best

Monthly premium $30/mo
Annual premium $350/yr
Deductible $200
Reimbursement 90%
  • ✓ Hereditary and congenital conditions covered
  • ✓ Bilateral condition coverage (both sides)
  • ✓ Unlimited annual limit available

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MetLife

Monthly premium $45/mo
Annual premium $550/yr
Deductible $250
Reimbursement 100%
  • ✓ Hereditary and congenital conditions covered
  • ✓ Bilateral condition coverage (both sides)
  • ✓ Dental illness included
  • ✓ Unlimited annual limit available

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Trupanion

Monthly premium $45/mo
Annual premium $550/yr
Deductible $200
Reimbursement 90%
  • ✓ Hereditary and congenital conditions covered
  • ✓ Bilateral condition coverage (both sides)
  • ✓ Unlimited annual limit available
  • ✓ No orthopedic waiting period

Get a quote from Trupanion

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Frequently asked questions

How much does a Teddy Roosevelt Terrier cost over its lifetime?

A Teddy Roosevelt Terrier costs between $38,500 and $51,000 over its 14–16 year lifespan in California. The first year typically costs around $4,550 including supplies, training, and initial vet visits.

What are the most common Teddy Roosevelt Terrier health problems?

The most common health issues for Teddy Roosevelt Terriers include Patellar Luxation, Legg-Calve-Perthes Disease, Periodontal Disease, and Allergies / Atopic Dermatitis. Owners should budget for both preventive care and potential treatment costs.

Is pet insurance worth it for a Teddy Roosevelt Terrier?

For your breed and state, self-insuring is likely more cost-effective than paying premiums. The Teddy Roosevelt Terrier is a small breed with moderate health risks. Moderate health risks. Good value if specific breed conditions develop.

How much does Teddy Roosevelt Terrier food cost per month?

Teddy Roosevelt Terrier food costs typically range from $28 to $60 per month, with an average of $47. Costs vary based on food quality, brand, and your dog's specific dietary needs.

How much is Teddy Roosevelt Terrier pet insurance per month?

Pet insurance for a Teddy Roosevelt Terrier costs $21–$47 per month (average $32/mo). Premiums vary by your dog's age, location, chosen deductible, and reimbursement level.

Sources

Figures on this page are modeled estimates calibrated to published benchmarks (accessed 2026-07-21). Breed characteristics follow AKC breed standards. Full formula and inputs: our methodology.