Boston Terrier
Is pet insurance worth it for a Boston Terrier? We compare premiums against expected vet costs to find out which plans, if any, actually break even.
For your breed and state, self-insuring is likely more cost-effective than paying premiums.
Breakeven projection
Cumulative premiums vs. expected claims value over your Boston Terrier's lifetime. When the teal line crosses above the terracotta line, insurance has paid for itself.
All providers compared
15 providers ranked by ROI for a Boston Terrier in California.
Pets Best
- ✓ Covers hereditary brachycephalic conditions
- ✓ Hereditary and congenital conditions covered
- ✓ Bilateral condition coverage (both sides)
- ✓ Unlimited annual limit available
Lemonade
- ✓ Covers hereditary brachycephalic conditions
- ✓ Hereditary and congenital conditions covered
- ✓ Bilateral condition coverage (both sides)
- ✓ Unlimited annual limit available
ManyPets
- ✓ Covers hereditary brachycephalic conditions
- ✓ Hereditary and congenital conditions covered
- ✓ Bilateral condition coverage (both sides)
- ✓ Unlimited annual limit available
AKC
- ✓ Covers hereditary brachycephalic conditions
- ✓ Hereditary and congenital conditions covered
- ✓ Bilateral condition coverage (both sides)
- ✓ Unlimited annual limit available
ASPCA
- ✓ Covers hereditary brachycephalic conditions
- ✓ Hereditary and congenital conditions covered
- ✓ Bilateral condition coverage (both sides)
- ✓ Dental illness included
MetLife
- ✓ Covers hereditary brachycephalic conditions
- ✓ Hereditary and congenital conditions covered
- ✓ Bilateral condition coverage (both sides)
- ✓ Dental illness included
Trupanion
- ✓ Covers hereditary brachycephalic conditions
- ✓ Hereditary and congenital conditions covered
- ✓ Bilateral condition coverage (both sides)
- ✓ Unlimited annual limit available
Healthy Paws
- ✓ Covers hereditary brachycephalic conditions
- ✓ Hereditary and congenital conditions covered
- ✓ Bilateral condition coverage (both sides)
- ✓ Unlimited annual limit available
Pumpkin
- ✓ Covers hereditary brachycephalic conditions
- ✓ Hereditary and congenital conditions covered
- ✓ Bilateral condition coverage (both sides)
- ✓ Dental illness included
Spot
- ✓ Covers hereditary brachycephalic conditions
- ✓ Hereditary and congenital conditions covered
- ✓ Bilateral condition coverage (both sides)
- ✓ Unlimited annual limit available
Embrace
- ✓ Covers hereditary brachycephalic conditions
- ✓ Hereditary and congenital conditions covered
- ✓ Bilateral condition coverage (both sides)
- ✓ Dental illness included
Fetch by The Dodo
- ✓ Covers hereditary brachycephalic conditions
- ✓ Hereditary and congenital conditions covered
- ✓ Bilateral condition coverage (both sides)
- ✓ Dental illness included
Nationwide
- ✓ Covers hereditary brachycephalic conditions
- ✓ Hereditary and congenital conditions covered
- ✓ Bilateral condition coverage (both sides)
- ✓ Dental illness included
Paw Protect
- ✓ Covers hereditary brachycephalic conditions
- ✓ Hereditary and congenital conditions covered
- ✓ Bilateral condition coverage (both sides)
- ✓ Unlimited annual limit available
Figo
- ✓ Covers hereditary brachycephalic conditions
- ✓ Hereditary and congenital conditions covered
- ✓ Bilateral condition coverage (both sides)
- ✓ Unlimited annual limit available
Frequently asked questions
How much is pet insurance for a Boston Terrier?
Pet insurance for a Boston Terrier typically costs $20–$49 per month, with an average of $31/month. Premiums vary by your dog's age, your location, deductible, and reimbursement percentage.
What is the best pet insurance for a Boston Terrier?
Based on our analysis, Pets Best offers the best value for Boston Terrier owners. We evaluate plans based on breed-specific health risks, premium costs, coverage terms, and expected claim value over the dog's lifetime.
Is pet insurance worth it for a Boston Terrier?
On expected value, pet insurance is optional for Boston Terrier owners. As a small breed, the Boston Terrier's expected health costs are usually below total premiums — coverage is better viewed as protection against a rare, catastrophic bill than as a way to save money.
When should I get insurance for my Boston Terrier?
Enroll your Boston Terrier as early as possible — ideally as a puppy. Most pet insurance plans have waiting periods (14–30 days for illness, 6–12 months for orthopedic conditions), and pre-existing conditions are excluded from coverage.
See the full cost breakdown and health risk analysis: