non sporting

Boston Terrier

11–13 year lifespan · small breed · 12–25 lbs

$48,000 – $64,500

Estimated 12-year lifetime cost of a Boston Terrier in California, excluding insurance

$6,500 First year
$4,300 Each year after
$1,500 Expected medical

For your breed and state, self-insuring is likely more cost-effective than paying premiums.

How much does a Boston Terrier cost per year?

Annual cost breakdown for a Boston Terrier in California. Ranges reflect typical low-to-high spending.

Food $800–$1,050
Routine Vet Care $650–$850
Preventatives $250–$350
Illness & Emergency Reserve $1,250–$1,650
Grooming $400–$550
Supplies & Gear $300–$400
$4,300
per year
Food$95022%
Routine Vet Care$75017%
Preventatives$3007%
Illness & Emergency Reserve$1,45034%
Grooming$50012%
Supplies & Gear$3508%

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What health problems do Boston Terriers have?

Breed-specific conditions your Boston Terrier may face, ranked by expected cost impact.

Brachycephalic Airway Syndrome

●●○○ moderate Age 0–4
Probability 30%
Treatment range $0–$6,750

Cataracts

●●○○ moderate Age 2–8
Probability 12%
Treatment range $50–$6,750

Patellar Luxation

●●○○ moderate Age 1–6
Probability 15%
Treatment range $0–$5,400

Cherry Eye (Prolapsed Third Eyelid Gland)

●○○○ mild Age 0–2
Probability 10%
Treatment range $50–$2,050

Allergies / Atopic Dermatitis

●○○○ mild Age 1–5
Probability 15%
Treatment range $50–$700

Risk tier: low. Total expected medical cost: $1,500 over the breed's lifetime.

Is pet insurance worth it for a Boston Terrier?

Over your dog's lifetime, you'll pay $13,500 in premiums. Expected uninsured medical costs: $0–$4,000.

Self-insure may be betterMetLife · 12-year projection
Best value

MetLife

Monthly premium $95/mo
Annual premium $1,150/yr
Deductible $250
Reimbursement 100%
  • Covers hereditary brachycephalic conditions
  • Hereditary and congenital conditions covered
  • Bilateral condition coverage (both sides)
  • Dental illness included

Get a quote from MetLife

Pets Best

Monthly premium $65/mo
Annual premium $800/yr
Deductible $200
Reimbursement 90%
  • Covers hereditary brachycephalic conditions
  • Hereditary and congenital conditions covered
  • Bilateral condition coverage (both sides)
  • Unlimited annual limit available

Get a quote from Pets Best

Lemonade

Monthly premium $70/mo
Annual premium $850/yr
Deductible $250
Reimbursement 90%
  • Covers hereditary brachycephalic conditions
  • Hereditary and congenital conditions covered
  • Bilateral condition coverage (both sides)
  • Unlimited annual limit available

Get a quote from Lemonade

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Frequently asked questions

How much does a Boston Terrier cost over its lifetime?

A Boston Terrier costs between $48,000 and $64,500 over its 11–13 year lifespan in California. The first year typically costs around $6,500 including supplies, training, and initial vet visits.

What are the most common Boston Terrier health problems?

The most common health issues for Boston Terriers include Brachycephalic Airway Syndrome, Cataracts, Patellar Luxation, and Cherry Eye (Prolapsed Third Eyelid Gland). Owners should budget for both preventive care and potential treatment costs.

Is pet insurance worth it for a Boston Terrier?

For your breed and state, self-insuring is likely more cost-effective than paying premiums. The Boston Terrier is a small breed with moderate health risks. Moderate health risks. Good value if specific breed conditions develop.

How much does Boston Terrier food cost per month?

Boston Terrier food costs typically range from $28 to $62 per month, with an average of $44. Costs vary based on food quality, brand, and your dog's specific dietary needs.

How much is Boston Terrier pet insurance per month?

Pet insurance for a Boston Terrier costs $20–$49 per month (average $31/mo). Premiums vary by your dog's age, location, chosen deductible, and reimbursement level.

Sources

Figures on this page are modeled estimates calibrated to published benchmarks (accessed 2026-07-21). Breed characteristics follow AKC breed standards. Full formula and inputs: our methodology.