Head-to-Head
ASPCA vs Fetch by The Dodo
Side-by-side comparison of coverage, pricing, waiting periods, and overall value.
Fetch by The Dodo
Rating 4/5
Claim speed 12d
Medium dog $32–$68/mo
Founded 2003
Coverage comparison
| Feature | ASPCA | Fetch by The Dodo |
|---|---|---|
| Hereditary | ✓ Yes | ✓ Yes |
| Congenital | ✓ Yes | ✓ Yes |
| Bilateral | ✓ Yes | ✓ Yes |
| Dental | ✓ Yes | ✓ Yes |
| Behavioral | ✓ Yes | ✓ Yes |
| Prescription | ✓ Yes | ✓ Yes |
| Alternative Therapies | ✓ Yes | ✓ Yes |
| Exam Fees | ✓ Yes | ✗ No |
Pricing comparison
| Dog type | ASPCA | Fetch by The Dodo |
|---|---|---|
| Small (young) | $25–$50/mo | $25–$52/mo |
| Medium (young) | $35–$65/mo | $32–$68/mo |
| Large (young) | $45–$85/mo | $42–$88/mo |
| Brachycephalic | $50–$95/mo | $50–$100/mo |
| Large (senior) | $60–$120/mo | $62–$128/mo |
Plan flexibility
| Option | ASPCA | Fetch by The Dodo |
|---|---|---|
| Deductibles | $100, $250, $500 | $300, $500 |
| Reimbursement | 70%, 80%, 90% | 70%, 80%, 90% |
| Annual limits | $5000, $10000, Unlimited | $5000, $10000, Unlimited |
Waiting periods
| Type | ASPCA | Fetch by The Dodo |
|---|---|---|
| Accidents | 14 days | 15 days |
| Illness | 14 days | 15 days |
| Orthopedic | None | 6mo |
Strengths & weaknesses
ASPCA
✓ Optional preventive care wellness plan
✓ Behavioral coverage included
✓ No upper age limit for enrollment
✓ Comprehensive coverage including dental illness
✓ Backed by trusted ASPCA brand
✗ 14-day accident waiting period
✗ 6-month cruciate ligament wait
✗ Underwritten by Crum & Forster not ASPCA directly
✗ Wellness add-on costs extra
Fetch by The Dodo
✓ Covers dental illness and disease
✓ Long track record since 2003 (formerly Petplan)
✓ Covers alternative therapies
✓ One plan covers accidents and illness comprehensively
✓ The Dodo brand partnership
✗ 15-day waiting period for both accidents and illness
✗ Only $300 and $500 deductible options
✗ 6-month orthopedic waiting period
✗ No exam fee coverage
✗ Higher minimum deductible than competitors
Frequently asked questions
Which is better, ASPCA or Fetch by The Dodo?
ASPCA has a higher overall rating. ASPCA scores 4.2/5 while Fetch by The Dodo scores 4/5. The best choice depends on your dog's breed, age, and your coverage priorities.
How much does ASPCA cost vs Fetch by The Dodo?
For a medium-sized young dog, ASPCA costs $35–$65/month while Fetch by The Dodo costs $32–$68/month. Both are priced similarly.
Which has better coverage, ASPCA or Fetch by The Dodo?
Both providers cover core accident and illness expenses. ASPCA processes claims in 10 days on average, while Fetch by The Dodo takes 12 days. Review the coverage table above for detailed feature-by-feature differences.
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