Insurance Review

Fetch by The Dodo Pet Insurance

Founded in 2003. Available in 50 states. BBB rating: A+. AM Best: A.

4/5 Our rating
12d Avg claim time
$300 Min deductible
Unlimited Max annual limit
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Pricing by dog size

Monthly premium ranges for typical dogs. Actual pricing varies by breed, age, and ZIP code.

Small dogs

< 25 lbs

$25–$52/mo

Young dog

$40–$75/mo

Senior

Medium dogs

25–60 lbs

$32–$68/mo

Young dog

Large dogs

> 60 lbs

$42–$88/mo

Young dog

$62–$128/mo

Senior

Brachycephalic breeds

Bulldogs, Pugs, French Bulldogs, etc.

$50–$100/mo

Plan options

Deductibles $300, $500
Reimbursement rates 70%, 80%, 90%
Annual limits $5000, $10000, Unlimited
Available discounts
10% off Multi Pet

Coverage details

What Fetch by The Dodo covers, and what costs extra or isn't included.

Hereditary ✓ Included
Congenital ✓ Included
Bilateral ✓ Included
Dental ✓ Included
Behavioral ✓ Included
Prescription ✓ Included
Alternative Therapies ✓ Included
Exam Fees ✗ Not covered

Waiting periods

Accidents 15 days
Illness 15 days
Orthopedic 6 months
Cruciate 6 months

Enrollment requirements

Minimum age 8 weeks
Maximum age No limit

Pros and cons

Strengths

  • ✓ Covers dental illness and disease
  • ✓ Long track record since 2003 (formerly Petplan)
  • ✓ Covers alternative therapies
  • ✓ One plan covers accidents and illness comprehensively
  • ✓ The Dodo brand partnership

Weaknesses

  • ✗ 15-day waiting period for both accidents and illness
  • ✗ Only $300 and $500 deductible options
  • ✗ 6-month orthopedic waiting period
  • ✗ No exam fee coverage
  • ✗ Higher minimum deductible than competitors

Best for

  • → owners wanting dental illness coverage
  • → those preferring established providers
  • → comprehensive coverage seekers

Less ideal for

  • → those wanting low deductibles
  • → owners needing fast accident coverage
  • → those wanting exam fees covered

Frequently asked questions

How much does Fetch by The Dodo cost?

Fetch by The Dodo premiums start at $25/month for small young dogs and range up to $128/month for large senior dogs. Actual pricing depends on breed, age, and location.

Does Fetch by The Dodo cover hereditary conditions?

Yes, Fetch by The Dodo covers hereditary and breed-specific conditions.

What is Fetch by The Dodo's waiting period?

Fetch by The Dodo has a 15-day accident waiting period and 15-day illness waiting period. Orthopedic conditions have a 6-month wait.

Is there an age limit for Fetch by The Dodo?

No, Fetch by The Dodo has no upper age limit for enrollment.

Compare Fetch by The Dodo

See how Fetch by The Dodo stacks up against other top providers.

Fetch by The Dodo vs AKC 4/5 vs 3.9/5 Compare → Fetch by The Dodo vs ASPCA 4/5 vs 4.2/5 Compare → Fetch by The Dodo vs Embrace 4/5 vs 4.3/5 Compare → Fetch by The Dodo vs Figo 4/5 vs 4.1/5 Compare → Fetch by The Dodo vs Healthy Paws 4/5 vs 4.5/5 Compare →

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Last verified: 2026-05-16