Head-to-Head
Fetch by The Dodo vs Figo
Side-by-side comparison of coverage, pricing, waiting periods, and overall value.
Fetch by The Dodo
Rating 4/5
Claim speed 12d
Medium dog $32–$68/mo
Founded 2003
Coverage comparison
| Feature | Fetch by The Dodo | Figo |
|---|---|---|
| Hereditary | ✓ Yes | ✓ Yes |
| Congenital | ✓ Yes | ✓ Yes |
| Bilateral | ✓ Yes | ✓ Yes |
| Dental | ✓ Yes | ✗ No |
| Behavioral | ✓ Yes | ✓ Yes |
| Prescription | ✓ Yes | ✓ Yes |
| Alternative Therapies | ✓ Yes | ✓ Yes |
| Exam Fees | ✗ No | ✗ No |
Pricing comparison
| Dog type | Fetch by The Dodo | Figo |
|---|---|---|
| Small (young) | $25–$52/mo | $20–$45/mo |
| Medium (young) | $32–$68/mo | $28–$60/mo |
| Large (young) | $42–$88/mo | $38–$82/mo |
| Brachycephalic | $50–$100/mo | $45–$95/mo |
| Large (senior) | $62–$128/mo | $55–$120/mo |
Plan flexibility
| Option | Fetch by The Dodo | Figo |
|---|---|---|
| Deductibles | $300, $500 | $100, $250, $500, $750, $1000, $1500 |
| Reimbursement | 70%, 80%, 90% | 70%, 80%, 100% |
| Annual limits | $5000, $10000, Unlimited | $5000, $10000, Unlimited |
Waiting periods
| Type | Fetch by The Dodo | Figo |
|---|---|---|
| Accidents | 15 days | 1 days |
| Illness | 15 days | 14 days |
| Orthopedic | 6mo | 6mo |
Strengths & weaknesses
Fetch by The Dodo
✓ Covers dental illness and disease
✓ Long track record since 2003 (formerly Petplan)
✓ Covers alternative therapies
✓ One plan covers accidents and illness comprehensively
✓ The Dodo brand partnership
✗ 15-day waiting period for both accidents and illness
✗ Only $300 and $500 deductible options
✗ 6-month orthopedic waiting period
✗ No exam fee coverage
✗ Higher minimum deductible than competitors
Figo
✓ Pet Cloud app for managing everything
✓ 100% reimbursement option
✓ 1-day accident waiting period
✓ Wide deductible range up to $1500
✓ No upper age limit
✗ 6-month orthopedic waiting period
✗ No dental coverage
✗ No exam fee coverage
✗ Lower BBB rating than competitors
✗ Small multi-pet discount
Frequently asked questions
Which is better, Fetch by The Dodo or Figo?
Figo has a higher overall rating. Fetch by The Dodo scores 4/5 while Figo scores 4.1/5. The best choice depends on your dog's breed, age, and your coverage priorities.
How much does Fetch by The Dodo cost vs Figo?
For a medium-sized young dog, Fetch by The Dodo costs $32–$68/month while Figo costs $28–$60/month. Figo is generally more affordable.
Which has better coverage, Fetch by The Dodo or Figo?
Both providers cover core accident and illness expenses. Fetch by The Dodo processes claims in 12 days on average, while Figo takes 5 days. Review the coverage table above for detailed feature-by-feature differences.
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